Financial Information
Here you will find Collector's latest and previous interim reports, annual reports and presentations. You will also find our subscription service for public information, presentations and more.
Presentations and reports
2020
Collector Annual Report 2020 (PDF)
2019
Collector Annual Report 2019 (PDF)
2018
Collector Annual Report 2018 (PDF)
2017
Collector Annual Report 2017 (PDF)
2016
2015
Earlier years
Collector Annual Report 2014
Collector Annual Report 2013
Collector Annual Report 2012
Collector Annual Report 2011
Collector Annual Report 2010
Collector Annual Report 2009
2021
| Presentation | Reports | Periodic info | |
| Q4 |
|
||
| Q3 | Q3 2021 Webcast |
Jan-Sep Key financials |
|
| Q2 | Q2 2021 Webcast |
Jan-Jun Historical Financials |
Q2 (SE) |
| Q1 | Q1 2021 Webcast |
Jan-Mar | Q1 (SE) |
2020
| Presentation | Reports | Periodic info | |
| Q4 | Jan-Dec | Q4 (SE) | |
| Q3 | Q3 2020 Webcast |
Jan-Sep Historical Financials |
Q3 (SE) |
| Q2 | Q2 2020 Webcast |
Jan-Jun | Q2 (SE) |
| Q1 | Q1 2020 Webcast |
Jan-Mar | Q1 (SE) |
2019
| Presentation | Reports | Periodic info | |
| Q4 | Q4 2019 Webcast |
Jan-Dec | Q4 (SE) |
| Q3 | Q3 2019 Webcast |
Jan-Sep | Q3 (SE) |
| Q2 | Q2 2019 Webcast |
Jan-Jun | Q2 (SE) |
| Q1 | Q1 2019 Webcast |
Jan-Mar | Q1 (SE) |
Other:
Presentation - Conference Call, 21 January 2020
Prospectus Collector Bank AB
Collector Bank AB publishes investor presentation to market additional tier 1 capital
Terms and Conditions for Floating Rate Perpetual Additional Tier 1 Capital Bonds
2018
| Presentation | Reports | Periodic info | |
| Q4 | Q4 2018 Webcast |
Jan-Dec | Q4 (SE) |
| Q3 | Q3 2018 Webcast |
Jan-Sep | Q3 (SE) |
| Q2 | Q2 2018 Webcast |
Jan-Jun | Q2 (SE) |
| Q1 | Q1 2018 (SE) Webcast |
Jan-Mar | Q1 (SE) |
2017
| Presentation | Reports | Periodic info | |
| Q4 | Q4 2017 (SE) Webcast |
Jan-Dec | Q4 (SE) |
| Q3 | Q3 2017 (SE) Webcast |
Jan-Sep | Q3 (SE) |
| Q2 | Q2 2017 (SE) Webcast |
Jan-Jun | Q2 (SE) |
| Q1 | Q1 2017 (SE) Audiocast |
Jan-Mar | Q1 (SE) |
2016
| Presentation | Reports | Periodic info | |
| Q4 | Q4 2016 (SE) | Jan - Dec | Q4 (SE) |
| Q3 | Q3 2016 (SE) Webcast |
Jan - Sep | Q3 (SE) |
| Q2 | Q2 2016 (SE) | Jan - Jun | Q2 (SE) |
| Q1 | Q1 2016 (SE) | Jan - Mar | Q1 (SE) |
Other:
Video from Collector general meeting 2016 (SE)
2015
| Presentation | Reports | Periodic info | |
| Q4 | Q4 2015 (SE) Webcast |
Jan - Dec | Q4 (SE) |
| Q3 | Q3 2015 (SE) Webcast |
Jan - Sep | Q3 (SE) |
| Q2 | Q2 2015 (SE) Webcast |
Jan - Jun | Q2 (SE) |
| Q1 | Jan - Mar | Q1 (SE) |
Other:
2014
| Presentation | Reports | Periodic info | |
| Q4 | Q4 - 2014 (SE) | Q4 (SE) | |
| Q3 | Q3 (SE) | ||
| Q2 | Q2 (SE) | ||
| Q1 | Q1 (SE) |
2021
Terms and conditions senior unsecured bond 4 (8 October) (Swedish)
Terms and conditions senior unsecured bond 4 (4 October) (Swedish)
Terms and conditions senior unsecured bond 4 (8 September 2021) (Swedish)
Terms and conditions senior unsecured bond 3 (2 July 2021) (Swedish)
Terms and conditions senior unsecured bond 3 (2 June 2021) (Swedish)
Collector Bank AB Interim Report (Jan-Jun) (Swedish)
Prospectus MTN program (Swedish)
Collector Bank AB Interim Report (Jan-Mar) (Swedish)
2020
Collector Bank AB Annual Report 2020 (Swedish)
Collector Bank AB Year-end Report (Swedish)
Collector Bank AB Interim Report (Jan-Sep) (Swedish)
Collector Bank AB Interim Report (Jan-Jun) (Swedish)
Prospectus MTN program (Swedish)
Collector Bank AB Interim Report (Jan-Mar) (Swedish)
2019
Collector Bank AB Annual Report 2019 (Swedish)
Prospectus Collector Bank AB
Collector Bank AB publishes investor presentation to market additional tier 1 capital
Terms and Conditions for Floating Rate Perpetual Additional Tier 1 Capital Bonds
2018
Collector Bank AB Annual Report 2018 (Swedish)
2017
Collector Bank AB Annual Report 2017 (Swedish)
2016
Collector Bank AB Annual Report 2016 (Swedish)
2015
Collector Bank AB Annual Report 2015 (Swedish)
Key ratios
Collector’s financial reports include alternative performance measures which Collector believes provides valuable information and enhances the analysis of the Group’s financial development. These key ratios are not defined in IFRS and are not necessarily comparable to similar key ratios presented by other companies.
| INCOME STATEMENT [SEK million] | Q3 2021 | Q2 2021 | Q3 2020 | Jan-Sep 2021 | Jan-Sep 2020 | Full year 2020 |
|---|---|---|---|---|---|---|
| Net interest income | 584 | 572 | 446 | 1,669 | 1,318 | 1,806 |
| Total income | 658 | 655 | 525 | 1,914 | 1,562 | 2,119 |
| Net profit for the period | 190 | 171 | 89 | 497 | 196 | 291 |
| Earnings per share before dilution, SEK | 0.93 | 0.83 | 0.43 | 2.42 | 1.27 | 1.47 |
| Earnings per share after dilution, SEK | 0.93 | 0.83 | 0.43 | 2.42 | 1.27 | 1.47 |
| BALANCE SHEET [SEK million] | Q3 2021 | Q2 2021 | Q3 2020 | Jan-Sep 2021 | Jan-Sep 2020 | Full year 2020 |
|---|---|---|---|---|---|---|
| Loans to the public | 35,624 | 34,722 | 30,146 | 35,624 | 30,146 | 31,828 |
| Deposits and borrowings from the public | 30,368 | 32,315 | 28,385 | 30,368 | 28,385 | 30,855 |
| Debt securities in issue | 2,773 | 910 | 268 | 2,773 | 268 | 219 |
| Subordinated liabilities | 997 | 997 | 995 | 997 | 995 | 996 |
| Total equity | 5,266 | 5,075 | 4,666 | 5,266 | 4,666 | 4,770 |
| KEY RATIOS | Q3 2021 | Q2 2021 | Q3 2020 | Jan-Sep 2021 | Jan-Sep 2020 | Full year 2020 |
|---|---|---|---|---|---|---|
| Net interest margin (NIM) - Period | 6.6 % | 6.7 % | 6.0 % | 6.6 % | 5.9 % | 5.9 % |
| Net interest margin (NIM) - LTM | 6.6 % | 6.3 % | 5.7 % | 6.6 % | 5.7 % | 5.9 % |
| Credit losses, net - Period | 2.6 % | 2.7 % | 2.8 % | 2.7 % | 2.9 % | 2.8 % |
| Credit losses, net - LTM | 2.7 % | 2.7 % | 5.2 % | 2.7 % | 5.2 % | 2.8 % |
| C/I ratio - Period | 27.9 % | 32.1 % | 38.0 % | 31.2 % | 41.7 % | 40.9 % |
| C/I ratio - LTM | 32.8 % | 35.4 % | 47.6 % | 32.8 % | 47.6 % | 40.9 % |
| Return on equity (RoE) - Period | 14.7 % | 13.7 % | 7.7 % | 13.2 % | 6.4 % | 7.1 % |
| Return on equity (RoE) - LTM | 11.9 % | 10.2 % | Neg. | 11.9 % | Neg. | 7.1 % |
| CET1 ratio 1) | 13.8 % | 13.7 % | 13.8 % | 13.8 % | 13.8 % | 13.7 % |
| Tier 1 ratio 1) | 14.7 % | 14.5 % | 14.7 % | 14.7 % | 14.7 % | 14.6 % |
| Total capital ratio 1) | 15.7 % | 15.6 % | 15.8 % | 15.7 % | 15.8 % | 15.8 % |
| Average number of full-time employees | 301 | 301 | 316 | 302 | 324 | 321 |
| ADJUSTED KEY RATIOS | Q3 2021 | Q2 2021 | Q3 2020 | Jan-Sep 2021 | Jan-Sep 2020 | Full year 2020 |
|---|---|---|---|---|---|---|
| Net interest margin (NIM) - Period | 6.6 % | 6.7 % | 6.0 % | 6.6 % | 5.9 % | 5.9 % |
| Net interest margin (NIM) - LTM | 6.5 % | 6.3 % | 5.7 % | 6.5 % | 5.7 % | 5.9 % |
| Credit loss level - Period | 2.6 % | 2.7 % | 2.8 % | 2.7 % | 2.7 % | 2.6 % |
| Credit loss level - LTM | 2.7 % | 2.7 % | 2.4% | 2.7 % | 2.4 % | 2.6 % |
| C/I ratio - Period | 27.9 % | 32.1 % | 38.0 % | 31.5 % | 40.7 % | 40.1 % |
| C/I ratio - LTM | 33.1 % | 35.7 % | 42.0 % | 33.1 % | 42.0 % | 40.1 % |
| Return on equity (RoE) - Period | 14.7 % | 13.7 % | 7.7 % | 12.7 % | 8.1 % | 8.3 % |
| Return on equity (RoE) - LTM | 11.6 % | 9.8 % | 8.3 % | 11.6 % | 8.3 % | 8.3 % |
1) Refers to the consolidated situation.
Ownership structure
| Shareholders as per 30 September 2021 |
% |
|---|---|
| Fastighets AB Balder | 44.1 % |
| StrategiQ Capital AB | 10.3 % |
| Erik Selin | 9.0 % |
| SEB Life International | 6.3 % |
| Lena Apler | 4.6 % |
| Avanza Pension | 2.1 % |
| SEB AB | 1.5 % |
| Vante AB | 1.4 % |
| State Street Bank and Trust Company | 1.3 % |
| SEB Life International | 0.8 % |
| Other shareholders | 18.7 % |
| Total | 100.0 % |