Financial Information
Here you will find Collector Bank's latest and previous interim reports, annual reports and presentations. You will also find our subscription service for public information, presentations and more.
Presentations and reports
Annual reports for the current group structure with Collector Bank AB as the parent company. For earlier annual reports, please see Archive.
2022
Presentations and reports for the current group structure with Collector Bank AB as the parent company. For earlier material, please see Archive.
2022
| Presentation | Reports | Periodic info | |
| Q4 | |||
| Q3 | Q3 2022 Webcast |
Jan-Sep Key Financials |
Q3 (SE) |
| Q2 | |||
| Q1 |
Historical reports and presentations for the previous Collector AB group and Collector Bank AB as the group and corporate set-up was structured until Q2 2022, before the intra-group merger was finalized in August 2022.
Annual Reports 2009 - 2021
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Presentations and reports 2014 - Q2 2022
2022
2021
2020
2019
2018
2017
2016
2015
2014
Collector Bank AB (previous subsidiary) 2015 - Q2 2022
Key ratios
Collector Bank’s financial reports include alternative performance measures which Collector Bank believes provides valuable information and enhances the analysis of the company's financial development. These key ratios are not defined in IFRS and are not necessarily comparable to similar key ratios presented by other companies.
| INCOME STATEMENT [SEK million] | Q3 2022 | Q2 2022 | Q3 2021 | Jan-Sep 2022 | Jan-Sep 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net interest income | 733 | 681 | 595 | 2 060 | 1 700 | 2 323 |
| Total income | 811 | 751 | 668 | 2 284 | 1 932 | 2 637 |
| Net profit for the period | 295 | 239 | 201 | 795 | 519 | 753 |
| Earnings per share before dilution, SEK | 1.38 | 1.11 | 0.93 | 3.72 | 2.38 | 3.47 |
| Earnings per share after dilution, SEK | 1.38 | 1.11 | 0.93 | 3.72 | 2.38 | 3.47 |
| BALANCE SHEET [SEK million] | Q3 2022 | Q2 2022 | Q3 2021 | Jan-Sep 2022 | Jan-Sep 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Loans to the public | 41,514 | 40,795 | 35,624 | 41,514 | 35,624 | 36,214 |
| Deposits and borrowings from the public | 37,567 | 36,172 | 30,368 | 37,567 | 30,368 | 31,351 |
| Debt securities in issue | 3,368 | 3,847 | 2,773 | 3,368 | 2,773 | 5,229 |
| Subordinated liabilities | - | - | 500 | - | 500 | 500 |
| Total equity (shareholders of Collector Bank AB) | 6,236 | 5,285 | 5,191 | 6,236 | 5,191 | 5,416 |
| KEY RATIOS | Q3 2022 | Q2 2022 | Q3 2021 | Jan-Sep 2022 | Jan-Sep 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net interest margin (NIM) - Period | 7.1 % | 6.9 % | 6.8 % | 7.1 % | 6.7 % | 6.8 % |
| Net interest margin (NIM) - LTM | 7.0 % | 6.7 % | 6.7 % | 7.0 % | 6.7 % | 6.8 % |
| Credit losses, net - Period | 2.3 % | 2.4 % | 2.6 % | 2.3 % | 2.7 % | 2.6 % |
| Credit losses, net - LTM | 2.3 % | 2.3 % | 2.7 % | 2.3 % | 2.7 % | 2.6 % |
| C/I ratio - Period | 24.7 % | 27.5 % | 27.4 % | 26.3 % | 30.6 % | 30.0 % |
| C/I ratio - LTM | 26.7 % | 27.4 % | 32.0 % | 26.7 % | 32.0 % | 30.0 % |
| Return on equity (RoE) - Period | 18.7 % | 15.8 % | 15.0 % | 17.5 % | 13.2 % | 14.1 % |
| Return on equity (RoE) - LTM | 17.3 % | 16.4 % | 12.0 % | 17.3 % | 12.0 % | 14.1 % |
| CET1 ratio 1) | 13.5 % | 13.3 % | 13.4 % | 13.5 % | 13.4 % | 13.9 % |
| Tier 1 ratio 1) | 14.6 % | 14.5 % | 14.7 % | 14.6 % | 14.7 % | 15.1 % |
| Total capital ratio 1) | 14.6 % | 14.5 % | 16.0 % | 14.6 % | 16.0 % | 16.4 % |
| Average number of full-time employees | 308 | 300 | 301 | 303 | 302 | 301 |
| ADJUSTED KEY RATIOS | Q3 2022 | Q2 2022 | Q3 2021 | Jan-Sep 2022 | Jan-Sep 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net interest margin (NIM) - Period | 7.1 % | 6.9 % | 6.8 % | 7.1 % | 6.6 % | 6.8 % |
| Net interest margin (NIM) - LTM | 7.0 % | 6.7 % | 6.6 % | 7.0 % | 6.6 % | 6.8 % |
| Credit loss level - Period | 2.3 % | 2.4 % | 2.6 % | 2.3 % | 2.7 % | 2.6 % |
| Credit loss level - LTM | 2.3 % | 2.3 % | 2.7 % | 2.3 % | 2.7 % | 2.6 % |
| C/I ratio - Period | 24.7 % | 27.5 % | 27.4 % | 26.3 % | 30.8 % | 30.1 % |
| C/I ratio - LTM | 26.7 % | 27.4 % | 32.1 % | 26.7 % | 32.1 % | 30.1 % |
| Return on equity (RoE) - Period | 18.7 % | 15.5 % | 14.7 % | 17.4 % | 12.7 % | 13.8 % |
| Return on equity (RoE) - LTM | 17.2 % | 16.2 % | 11.6 % | 17.2 % | 11.6 % | 13.8 % |
1) Key ratios according to capital adequacy rules
Ownership structure
| Shareholders as per 30 September 2022 |
% |
|---|---|
| Fastighets AB Balder | 44.1 % |
| Erik Selin | 16.7 % |
| StrategiQ Capital AB | 6.9 % |
| Helichrysum Gruppen AB | 3.6 % |
| State Street Bank and Trust Company | 3.3 % |
| SEB Life International | 2.1 % |
| Nordnet Pensionsförsäkring | 1.5 % |
| SEB AB | 1.5 % |
| Vante AB | 1.4 % |
| Avanza Pension | 1.3 % |
| Other shareholders | 17.8 % |
| Total | 100.0 % |
Contact us
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